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Funding Pips

6.2Founded 2022 · 4 years in operation

Core metrics

From $33 · $5K–$200K accounts

Profit Split
80–95%
Max Drawdown
5–12%

Static on One Step Flex, Two Step +2 more · Trailing on Zero

Profit Target
5–12%
Phases
Instant + 1 / 2 Steps
Payout Freq
Mixed by plan

Mixed by plan. See the plan table for details

Executive Summary

Funding Pips launched in 2022 and runs CFD accounts from $5K to $200K across five tracks: Zero, One Step Flex, Two Step, Two Step Flex, and Two Step Pro. Profit splits run from 80% to 95%, with Static drawdown on every evaluation and Trailing drawdown on Zero. It fits intraday forex traders who want fast weekly payouts on Two Step Pro.

Trustpilot

Funding Pips is rated 4.5 out of 5 from 70,315 reviews on Trustpilot, checked 12 October 2026.

View the profile on Trustpilot

Five CFD tracks from instant to two-step

Across accounts from $5K to $200K, Funding Pips splits its lineup into the instant Zero account, the single-phase One Step Flex, and three two-phase plans: Two Step, Two Step Flex, and Two Step Pro. Evaluation profit targets range from 5% to 12%, with Two Step Pro asking for 6% in each phase, 0 minimum trading days, and an 80% profit split. Minimum trading days sit at 1 day on Two Step Flex and 3 days on Two Step, while One Step Flex and Zero do not publish a day count.

Static evaluations versus the Zero trailing floor

Every evaluation track uses a Static maximum drawdown, giving you a 12% limit on One Step Flex and Two Step Flex, 10% on Two Step, and 6% on Two Step Pro. Static limits stay fixed to your starting balance, whereas the instant Zero plan uses a 5% Trailing maximum drawdown that moves up with your peak. Daily drawdown runs from 3% to 5%, including a 3% daily cap on Two Step Pro.

Payout cycles and trading restrictions

First payouts depend on the track, from 7 calendar days after your first trade on Two Step Pro with weekly cycles after that, to 14 calendar days on Zero and Two Step Flex, and 30 calendar days on One Step Flex. Standard Two Step tiers let you pick weekly, biweekly, monthly, or on-demand payouts, and the minimum withdrawal is 1%. High-frequency trading is banned across the firm and weekend holding is banned on Zero, while rules on news trading, EAs, copy trading, and scalping are not published.

Risk Analysis

Traders on the instant Zero plan face the tightest rules: a 5% Trailing drawdown, a weekend holding ban, and a consistency rule that caps your best day at 15% of profit. On Two Step Pro, the 6% Static maximum drawdown and 3% daily loss limit mean two full daily losses end the account. Because rules on EAs, news trading, and copy trading are not published, confirm them with support before placing a trade.

Challenge Tiers

27 tiers
$5K
$33
Split80%
Min. Days0 days
$10K
$62
Split80%
Min. Days0 days
$25K
$149
Split80%
Min. Days0 days
$50K
$249
Split80%
Min. Days0 days
$100K
$466
Split80%
Min. Days0 days
$200K
$919
Split80%
Min. Days0 days

Pricing data sourced from the official funding-pips website. Always verify current prices before purchase.

Drawdown & Risk

Drawdown Type
  • One Step Flex12%Static
  • Two Step10%Static
  • Two Step Flex12%Static
  • Two Step Pro6%Static
  • Zero5%Trailing
Daily Drawdown
3–5%
Min. Trading Days
  • Two Step Flex1 day
  • Two Step3 days
  • Two Step ProNo minimum
  • One Step Flex, ZeroNot published

Tools & Restrictions

Trading Permissions
EA: Not publishedHFT: BannedNews: Not publishedCopy Trade: Not publishedScalping: Not publishedWeekend: Banned

Allowed·Allowed, with limits·Conditional·Banned·Not published·Not published = the firm doesn't state this rule in the pages we collected, which is not the same as banning it.

Consistency Rule

Consistency Rule Applies
Your trading must follow consistency requirements
Max Daily Profit15%

Your best trading day cannot exceed 15%. The firm's wording does not say what the share is of.

Applies to: Zero

Consistency Score 15% or below

Consistency rules may limit your profit-taking ability. Consider whether this aligns with your trading style before choosing this firm.

What is a Consistency Rule?
Some prop firms limit how much profit you can make in a single day relative to your total profits. This can reduce excessive risk and encourages consistent, disciplined trading over time.

Payout Rules

Frequency
Mixed by plan
Withdrawal
1%
  • Zero:First payout 14 calendar days after the first executed trade, then every 2 weeks
  • One Step Flex:First payout 30 calendar days after the first executed trade, then every 2 weeks
  • Two Step:Payouts every week / every 2 weeks / every month / on demand
  • Two Step Flex:First payout 14 calendar days after the first executed trade, then every 2 weeks
  • Two Step Pro:First payout 7 calendar days after the first executed trade, then every week
Compare every firm's published payout terms →

PropMason Score

Trust Score: 9.0/10 no red flags

Trust is 12% of the Overall score. The Trust Score shown here is its reputation part alone (7%); company standing and track record make up the rest.

6.2Overall score
Beginner-friendly
6.6Moderate
Faster payout terms
6.0Moderate
Drawdown-friendly
6.8Moderate
High capital
6.6Moderate
Instant funding
5.8Moderate
CFD programs
6.4Moderate

Score by dimension

Scores by dimension appear after this firm's next scoring run.

Not applicable: Futures programs

Scores summarize current firm plans. Some values vary by plan, and estimated values should be checked on the firm site before you commit.

Rule Change History

Observed change

Funding Pips changed registration fee on two-step-pro (CFD accounts) from 29 USD to 33 USD

Observed change

Funding Pips changed minimum trading days on 6 accounts from 2 days to 0 days

Observed change

Funding Pips changed registration fee on two-step-pro (CFD accounts) from 224 USD to 249 USD

Observed change

Funding Pips changed registration fee on two-step-pro (CFD accounts) from 134 USD to 149 USD

Observed change

Funding Pips changed registration fee on two-step-pro (CFD accounts) from 844 USD to 919 USD

Observed change

Funding Pips changed registration fee on two-step-pro (CFD accounts) from 55 USD to 62 USD

Observed change

Funding Pips changed registration fee on two-step-pro (CFD accounts) from 422 USD to 466 USD

Observed change

Funding Pips changed registration fee on two-step-flex (CFD accounts) from 32 USD to 39 USD

Observed change

Funding Pips changed profit target on 5 accounts from 6% to 8%

Observed change

Funding Pips changed registration fee on two-step-flex (CFD accounts) from 269 USD to 299 USD

Frequently Asked Questions

Is Funding Pips a legitimate prop firm?

Funding Pips is a proprietary trading firm that provides funded accounts to traders who pass its evaluation challenge. PropMason tracks rule changes and community feedback to support due diligence. Always verify terms before funding an account.

What is the profit split at Funding Pips?

Funding Pips offers up to 95% profit split to funded traders. Check the firm's current pricing page for the latest terms, as these figures can change.

How does the drawdown rule work at Funding Pips?

Funding Pips uses a drawdown model that varies by program. Your account may be closed if losses exceed 5–12% of the applicable balance. Verify the current rule before relying on it.

How much does an evaluation cost at Funding Pips?

An evaluation challenge at Funding Pips starts from $33. Prices vary by account size. Check the refund terms on the official Funding Pips website before buying.

When can I withdraw profits from Funding Pips?

At Funding Pips, Zero: first payout 14 calendar days after the first executed trade, then every 2 weeks; One Step Flex: first payout 30 calendar days after the first executed trade, then every 2 weeks; Two Step: payouts every week / every 2 weeks / every month / on demand; Two Step Flex: first payout 14 calendar days after the first executed trade, then every 2 weeks; 1 more programs. Verify the latest payout terms directly with the firm because conditions may change.

Answers summarize the terms PropMason has read on Funding Pips's own pages, each dated the day it was read. Always confirm current terms directly with Funding Pips.

Guides and comparisons

About our data

PropMason reads the terms each firm publishes and scores every firm the same way. Some links earn us a commission; they never change a ranking. We do not provide financial advice — confirm current terms with the firm before you pay.