Core metrics
From $105 · $5K–$200K accounts
Static on 1-Step, 1-Step Max +1 more · Trailing on Instant
Mixed by plan. See the plan table for details
Rules that trip traders up
Full rulesExecutive Summary
Headquartered in Canada, Lark Funding runs CFD accounts from $5K to $200K across 1-Step, 1-Step Max, 3-Step, and Instant programs. Every tier has 0 minimum trading days, an 80% to 90% profit split, and Static drawdown on evaluations versus Trailing on Instant. It suits news traders and scalpers who want no minimum day count to pass.
Trustpilot
Lark Funding is rated 4.3 out of 5 from 520 reviews on Trustpilot, checked 12 October 2026.
View the profile on TrustpilotEvaluation options and the three-step path
Accounts run from $5K to $200K across 1-Step, 3-Step, and Instant programs, with 1-Step Max also listed in the risk and payout schedules. Evaluation profit targets span 4% to 12%, and the 3-Step table breaks the target into smaller 5% and 4% phases with 0 minimum trading days and an 80% to 90% profit split. The challenge fee is not refundable.
Static loss floors versus instant trailing risk
Drawdown rules separate the evaluation models from the instant account. All three evaluation tracks use a Static maximum drawdown: 5% on 3-Step, 7% on 1-Step, and 12% on 1-Step Max. Static limits stay fixed to your initial balance, whereas the Instant program uses an 8% Trailing maximum drawdown that moves up with your account peak. A 5% daily drawdown applies across the board.
Payout timing and trading permissions
Funded traders on 1-Step and 3-Step can request a first payout after 14 days and every 2 weeks after that, while 1-Step Max pays every 2 weeks and Instant pays every month. Both news trading and scalping are allowed with 0 minimum trading days required. High-frequency trading is banned, and EA use, copy trading, and weekend holding are conditional, so check the specific limits before holding past Friday.
Risk Analysis
On the 3-Step program, the 5% Static maximum drawdown is identical to the 5% daily drawdown, which means a single maximum daily loss closes the account immediately. Traders on the Instant plan face an 8% Trailing floor that rises with gains and only pays out once a month. Weekend holding, EA use, and copy trading are conditional, and the firm does not refund the challenge fee.
Challenge Tiers
15 tiers| Account | Price | Target | Max Drawdown | Min. Days | Split | Phases |
|---|---|---|---|---|---|---|
$10K | $105 | 5%→4%per phase | 5% | 0 days | 80–90% | 3 |
$25K | $175 | 5%→4%per phase | 5% | 0 days | 80–90% | 3 |
$50K | $280 | 5%→4%per phase | 5% | 0 days | 80–90% | 3 |
$100K | $370 | 5%→4%per phase | 5% | 0 days | 80–90% | 3 |
$200K | $750 | 5%→4%per phase | 5% | 0 days | 80–90% | 3 |
Pricing data sourced from the official lark-funding website. Always verify current prices before purchase.
Drawdown & Risk
- 1-Step7%Static
- 1-Step Max12%Static
- 3-Step5%Static
- Instant8%Trailing
Tools & Restrictions
Allowed·Allowed, with limits·Conditional·Banned·Not published·Not published = the firm doesn't state this rule in the pages we collected, which is not the same as banning it.
Payout Rules
- 1-Step · 3-Step:First payout after 14 days, then every 2 weeks
- Instant:Payouts every month
- 1-Step Max:Payouts every 2 weeks
PropMason Score
Trust Score: 7.9/10 no red flags
Trust is 12% of the Overall score. The Trust Score shown here is its reputation part alone (7%); company standing and track record make up the rest.
Score by dimension
Scores by dimension appear after this firm's next scoring run.
Scores summarize current firm plans. Some values vary by plan, and estimated values should be checked on the firm site before you commit.
Frequently Asked Questions
Is Lark Funding a legitimate prop firm?
Lark Funding is a proprietary trading firm that provides funded accounts to traders who pass its evaluation challenge. PropMason tracks rule changes and community feedback to support due diligence. Always verify terms before funding an account.
What is the profit split at Lark Funding?
Lark Funding offers up to 90% profit split to funded traders. Check the firm's current pricing page for the latest terms, as these figures can change.
How does the drawdown rule work at Lark Funding?
Lark Funding uses a drawdown model that varies by program. Your account may be closed if losses exceed 5–12% of the applicable balance. Verify the current rule before relying on it.
How much does an evaluation cost at Lark Funding?
An evaluation challenge at Lark Funding starts from $105. Prices vary by account size. Check the refund terms on the official Lark Funding website before buying.
When can I withdraw profits from Lark Funding?
At Lark Funding, 1-Step · 3-Step: first payout after 14 days, then every 2 weeks; Instant: payouts every month; 1-Step Max: payouts every 2 weeks. Verify the latest payout terms directly with the firm because conditions may change.
Answers summarize the terms PropMason has read on Lark Funding's own pages, each dated the day it was read. Always confirm current terms directly with Lark Funding.
Guides and comparisons
PropMason reads the terms each firm publishes and scores every firm the same way. Some links earn us a commission; they never change a ranking. We do not provide financial advice — confirm current terms with the firm before you pay.